We help arrange protection for both the heritage and commercial interests of your organisation to reduce your risk to exposures.
Our advisers work closely with you to understand the key risks faced by you and your Trustees, to build a comprehensive proposition that will give you the correct level of cover and assurance should the worst happen.
In many cases, collections and exhibitions are housed in listed buildings which are frequently under insured. This creates a high level of exposure to owners or Trustees, who are ultimately responsible for any claims shortfall. We help assess the correct rebuild sum insured in order to make sure you have the correct level of cover in place.
We have clients who have received funding or grants from a variety of sources including the National Lottery Heritage Fund. In the event that this money is used for alterations, repairs or building works, it is imperative that a specialist heritage works policy is in place during any works. Many insurers will not cover any loss or damage arising from this type of work.
Through our network of respected art historians, conservators, conservation architects and specialist surveyors and our relationships with leading insurers in this field, we are able to deliver robust insurance solutions to meet the complex needs of your organisation.
Smith Greenfield is a member of the Museums’ Association.