Frequently Asked Questions

Questions About Your Home Insurance

What is the difference between buildings and contents cover?

What about jewellery and fine art etc.?

Will I need to specify items over a certain value?

Are items covered outside of the home?

What is a policy excess?

How do I calculate my contents sums insured?

What is new-for-old?

How do I calculate my buildings sum insured?

What is standard construction?

What is index-linking?

Do I need to inform you if I am having work carried out on my home?

What is Insurance Premium Tax (IPT)?

Can I pay by direct debit?

Will an intruder alarm or safe reduce the price of my insurance?

How will renewal of my policy be offered?

What other products are available through Smith Greenfield?

Any other questions?

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